Are you looking for a credit card without any annual fee? Here, we will help in finding the top 4 credit cards with 0 (zero) annual fees in the UK. Getting a credit card is a dream of everyone and when you get it on 0 annual fees, it becomes more attractive.
Do You Know what is 0 (Zero) or No Annual Fee Credit Cards?
Banks issue credit cards and usually, they take an annual fee for it. But at the same time, there are so many credit cards available with no yearly fee. You can use the card even without paying the annual fee. Such cards come under the category of credit cards having no annual fee in the UK. So many people get pissed off because even without shopping or purchasing anything they are liable to pay the annual fees. Now having this type of credit will let you stress-free from the annual charges. You can enjoy the card as well as shopping.
Top 4 Credit Cards with No Annual Fee in the UK
Here we will elaborate on the leading 5 credit cards that take no annual charges. Hence, aspirants who are looking for such credit cards.
1. British Airways American Express Card
The card is best for those who usually book airline tickets because here you will get attractive rewards. Also, the card is available for free means no annual fee is needed. Further, the card allows users to earn up to 5000 Avios after spending £1,000 in the initial 3 months of the issuance date of the card. Towards every purchase, a reward is given to the users i.e. 1Avios/£1 spent. Those who are willing to purchase this card, should visit the official site and complete the required formality.
2. IHG Rewards Club Credit Card
Basically this card is the same as IHG Rewards Club Premium Credit Card and the only difference is its 0 annual payment. The card offers attractive rewards like 1% on IHG spent and you will get 0.5% on shopping in the UK anywhere. Their welcome bonus is also good. There is no need to worry about the annual fee and you are free to use the credit card at your own wish.
3. M&S Bank Transfer Plus Mastercard
This card is in great demand because it offers 0% interest on balance transfers. Also allows interest-free shopping for some fixed period of time. Here again, you don’t need to take the stress of the annual or maintenance fee. So guys, if you need this credit card consult with M&S Bank in order to know about the eligibility criteria and other important facts.
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4. HSBC Balance Transfer Credit Card
In the series of 0 annual fee cards, HSBC Balance Transfer Credit Card is one. Here the user is benefitted with 0% interest on balance transfers which is valid for 29 months. Here you get the longest interest-free period. Also, the card offers attractive cashback towards each purchase like 6% cashback on US streaming subscription, 3% cashback on US gas stations, and 1% cashback on other shopping processes.