Users increasingly buy and use online banking more frequently, so the risk of becoming victims of a cyber status, if proper security measures are not taken, also increases.
For all this, it is convenient to be alert and monitor the accounts of PayPal, Amazon, Google Checkout or other banks to detect suspicious activity immediately. In earlier times, there was only one way of reaching out for money, and that was a bank. After withdrawing money, the people use to keep it at a safe lock where there were many other important things too.
Electronic Generated System:
This system has now been completely modified and has created many other types of payment which is directly linked to your bank account.
This has nothing but to get a good report of all your transactions and payment done with different types of applications. One of the most widely used fraud techniques is phishing, which consists of emails, SMS or calls that supplant the identity of a financial entity or e-commerce company. These messages redirect to fraudulent pages or applications that pretend to be authentic to obtain confidential information, access codes etc… The problem is that, on many occasions, the user does not know that he is being the victim of a hacker attack.
What Are the Signs Indicate That Cybercriminals Have Accessed Our Online Banking Account?
If an email does not come from a known issuer, it is better not to reply, delete the email and check with the bank, the first one is any unauthorized movement, even if it is of small quantities. Therefore, it is recommended to be aware of any suspicious activity periodically.
In this sense, we must not forget notifications. If the user receives an email confirming that the account details have changed and the user has not done so, it may mean that the account is compromised.
How to Check Who are Behind the SMS and Bank Emails?
Other useful clues are fake calls, emails or SMS. If someone calls from an unknown number and claims to be the bank provider, it is better to call them back to their usual telephone number.
On the other hand, many emails from banks are easily identifiable as they include in the header the name and surname of the client, as well as the last figures of their identity document.
If one does not come from a known issuer, it is better not to respond, delete the email and check with the bank. We must not forget that banks never ask for any password by email.
Thus, in this way you can save your bank account from getting hacked by those smugglers and hackers. Also, you need to make sure whether the transaction has taken place or not.
One must know the amount that has been kept in the bank account and keep a check of all types of transactions made so far. The automated payment mode is a must to check as many internet frauds find it easy to hack the account from this service.